/* Reusable UI components (mobile-first; wider layouts live in responsive.css). */

/* =========================================================
   Buttons
   ========================================================= */

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: var(--space-2);
  min-height: 2.75rem;
  padding: 0.625rem 1.25rem;
  border: 1px solid transparent;
  border-radius: var(--radius-md);
  font-size: var(--fs-base);
  font-weight: var(--fw-semibold);
  line-height: 1.2;
  text-align: center;
  text-decoration: none;
  white-space: nowrap;
  transition: background-color var(--transition-fast), border-color var(--transition-fast),
    color var(--transition-fast), box-shadow var(--transition-fast);
}

.btn svg {
  width: 1.125rem;
  height: 1.125rem;
  flex-shrink: 0;
}

.btn--primary {
  background: var(--color-primary);
  color: var(--color-primary-contrast);
  box-shadow: var(--shadow-xs);
}

.btn--primary:hover {
  background: var(--color-primary-hover);
  color: var(--color-primary-contrast);
}

.btn--secondary {
  background: var(--color-surface);
  border-color: var(--color-border-strong);
  color: var(--color-ink-900);
}

.btn--secondary:hover {
  border-color: var(--color-ink-300);
  background: var(--color-bg);
  color: var(--color-ink-900);
}

.btn--light {
  background: #fff;
  color: var(--color-ink-900);
}

.btn--light:hover {
  background: var(--color-primary-soft);
  color: var(--color-ink-900);
}

.btn--outline-light {
  border-color: rgba(255, 255, 255, 0.45);
  color: #fff;
}

.btn--outline-light:hover {
  background: rgba(255, 255, 255, 0.1);
  border-color: #fff;
  color: #fff;
}

.btn--sm {
  min-height: 2.375rem;
  padding: 0.5rem 0.875rem;
  font-size: var(--fs-sm);
}

.btn--lg {
  min-height: 3.25rem;
  padding: 0.875rem 1.5rem;
  font-size: var(--fs-md);
}

.btn--block {
  width: 100%;
}

.link-arrow {
  display: inline-flex;
  align-items: center;
  gap: var(--space-1);
  font-weight: var(--fw-semibold);
  text-decoration: none;
}

.link-arrow svg {
  width: 1rem;
  height: 1rem;
  transition: transform var(--transition-fast);
}

.link-arrow:hover {
  text-decoration: underline;
}

.link-arrow:hover svg {
  transform: translateX(2px);
}

/* =========================================================
   Badges & icon badges
   ========================================================= */

.badge {
  display: inline-flex;
  align-items: center;
  gap: 0.25rem;
  padding: 0.125rem 0.5rem;
  border-radius: var(--radius-pill);
  background: var(--color-primary-soft);
  color: var(--color-primary);
  font-size: var(--fs-xs);
  font-weight: var(--fw-semibold);
  line-height: 1.5;
  white-space: nowrap;
}

.badge--accent {
  background: var(--color-accent-soft);
  color: var(--color-accent);
}

.badge--muted {
  background: var(--color-bg-alt);
  color: var(--color-muted);
}

.badge--positive {
  background: var(--color-positive-soft);
  color: var(--color-positive);
}

.badge--solid {
  background: var(--color-primary);
  color: #fff;
}

.icon-badge {
  display: inline-grid;
  place-items: center;
  flex-shrink: 0;
  width: 2.75rem;
  height: 2.75rem;
  border-radius: var(--radius-md);
  background: var(--color-primary-soft);
  color: var(--color-primary);
}

.icon-badge svg {
  width: 1.375rem;
  height: 1.375rem;
}

.icon-badge--sm {
  width: 2.25rem;
  height: 2.25rem;
  border-radius: var(--radius-sm);
}

.icon-badge--sm svg {
  width: 1.125rem;
  height: 1.125rem;
}

.icon-badge--accent {
  background: var(--color-accent-soft);
  color: var(--color-accent);
}

.icon-badge--dark {
  background: rgba(143, 209, 191, 0.12);
  color: #8fd1bf;
}

/* =========================================================
   Cards
   ========================================================= */

.card {
  position: relative;
  padding: var(--space-6);
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-xs);
}

.card > * + * {
  margin-top: var(--space-3);
}

.card p {
  color: var(--color-muted);
}

.card--link {
  transition: border-color var(--transition-base), box-shadow var(--transition-base);
}

.card--link:hover,
.card--link:focus-within {
  border-color: var(--color-border-strong);
  box-shadow: var(--shadow-md);
}

.card__stretched-link {
  text-decoration: none;
  color: inherit;
}

.card__stretched-link::after {
  content: "";
  position: absolute;
  inset: 0;
  border-radius: inherit;
}

.card__footer {
  padding-top: var(--space-2);
}

/* =========================================================
   Lists
   ========================================================= */

.check-list {
  padding: 0;
  list-style: none;
}

.check-list li {
  position: relative;
  padding-left: 2rem;
}

.check-list li + li {
  margin-top: var(--space-3);
}

.check-list li::before,
.check-list li::after {
  content: "";
  position: absolute;
}

.check-list li::before {
  left: 0;
  top: 0.15em;
  width: 1.3rem;
  height: 1.3rem;
  border-radius: 50%;
  background: var(--color-primary-soft);
}

.check-list li::after {
  left: 0.325rem;
  top: calc(0.15em + 0.325rem);
  width: 0.65rem;
  height: 0.65rem;
  background: var(--color-primary);
  -webkit-mask: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23000' stroke-width='3.5' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M20 6 9 17l-5-5'/%3E%3C/svg%3E") center / contain no-repeat;
  mask: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23000' stroke-width='3.5' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M20 6 9 17l-5-5'/%3E%3C/svg%3E") center / contain no-repeat;
}

.section--dark .check-list li::before {
  background: rgba(143, 209, 191, 0.14);
}

.section--dark .check-list li::after {
  background: #8fd1bf;
}

.check-list--columns {
  display: grid;
  gap: var(--space-3) var(--space-6);
}

.check-list--columns li + li {
  margin-top: 0;
}

.chip-list {
  display: flex;
  flex-wrap: wrap;
  gap: var(--space-2);
  padding: 0;
  list-style: none;
}

.chip-list li {
  padding: 0.4375rem 0.875rem;
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-pill);
  font-size: var(--fs-sm);
  color: var(--color-ink-900);
}

/* =========================================================
   Callouts & notices
   ========================================================= */

.callout {
  display: flex;
  align-items: flex-start;
  gap: var(--space-4);
  padding: var(--space-5) var(--space-6);
  background: var(--color-primary-soft);
  border: 1px solid #c5e1d7;
  border-radius: var(--radius-lg);
  color: var(--color-ink-700);
}

.callout > svg {
  width: 1.5rem;
  height: 1.5rem;
  flex-shrink: 0;
  margin-top: 0.1rem;
  color: var(--color-primary);
}

.callout__body > * + * {
  margin-top: var(--space-2);
}

.callout__title {
  font-size: var(--fs-base);
  font-weight: var(--fw-semibold);
  color: var(--color-heading);
}

.callout--accent {
  background: var(--color-accent-soft);
  border-color: #e8d6b4;
}

.callout--accent > svg {
  color: var(--color-accent);
}

.callout--dark {
  background: var(--color-dark);
  border-color: var(--color-dark);
  color: var(--color-on-dark);
}

.callout--dark .callout__title {
  color: #fff;
}

.callout--dark > svg {
  color: #8fd1bf;
}

/* =========================================================
   Homepage hero
   ========================================================= */

.hero {
  padding-block: var(--space-10) var(--section-space);
  overflow: hidden;
}

.hero__title {
  font-size: var(--fs-display);
  line-height: 1.04;
  letter-spacing: -0.035em;
}

.hero__title-accent {
  display: block;
  color: var(--color-primary);
}

.hero__text {
  max-width: 36rem;
  margin-top: var(--space-6);
}

.hero__actions {
  display: flex;
  flex-wrap: wrap;
  gap: var(--space-3);
  margin-top: var(--space-8);
}

.hero__assurances {
  display: flex;
  flex-wrap: wrap;
  gap: var(--space-2) var(--space-5);
  margin-top: var(--space-6);
  padding: 0;
  list-style: none;
  font-size: var(--fs-sm);
  color: var(--color-muted);
}

.hero__assurances li {
  display: inline-flex;
  align-items: center;
  gap: 0.375rem;
}

.hero__assurances svg {
  width: 1rem;
  height: 1rem;
  color: var(--color-primary);
}

.hero__visual {
  position: relative;
}

/* =========================================================
   Dashboard preview (reusable HTML/CSS product mockup)
   ========================================================= */

.dashboard-preview {
  width: 100%;
  max-width: 34rem;
  margin: 0 auto;
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-xl);
  box-shadow: var(--shadow-lg);
  overflow: hidden;
  font-size: var(--fs-sm);
}

.dashboard-preview__chrome {
  display: flex;
  align-items: center;
  gap: 6px;
  padding: 0.75rem 1rem;
  background: var(--color-bg);
  border-bottom: 1px solid var(--color-border);
}

.dashboard-preview__chrome span {
  width: 10px;
  height: 10px;
  border-radius: 50%;
  background: var(--color-border-strong);
}

.dashboard-preview__body {
  padding: var(--space-4);
}

.dp-top {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: var(--space-3);
  margin-bottom: var(--space-4);
}

.dp-greeting {
  font-size: var(--fs-base);
  font-weight: var(--fw-semibold);
  color: var(--color-heading);
}

.dp-networth {
  margin: 0;
  padding: var(--space-5);
  background: var(--color-dark);
  border-radius: var(--radius-lg);
  color: var(--color-on-dark);
}

.dp-networth dt {
  color: var(--color-on-dark-muted);
}

.dp-networth dd {
  margin: 0;
}

.dp-networth__value {
  margin-top: var(--space-1);
  font-size: clamp(1.75rem, 1.3rem + 2vw, 2.25rem);
  font-weight: var(--fw-bold);
  line-height: 1.1;
  letter-spacing: -0.02em;
  color: #fff;
  font-variant-numeric: tabular-nums;
}

.dp-networth__change {
  display: flex;
  align-items: center;
  gap: var(--space-2);
  margin-top: var(--space-2);
  font-size: var(--fs-xs);
  color: var(--color-on-dark-muted);
}

.dp-networth__change .badge {
  background: rgba(143, 209, 191, 0.16);
  color: #a6e3d1;
}

.dp-stats {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: var(--space-3);
  margin: var(--space-3) 0 0;
}

.dp-stat {
  padding: var(--space-3);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-md);
}

.dp-stat dt {
  font-size: var(--fs-xs);
  color: var(--color-muted);
}

.dp-stat dd {
  margin: 0;
  font-size: var(--fs-base);
  font-weight: var(--fw-bold);
  color: var(--color-heading);
  font-variant-numeric: tabular-nums;
}

.dp-section {
  margin-top: var(--space-5);
}

.dp-label {
  margin-bottom: var(--space-2);
  font-size: var(--fs-xs);
  font-weight: var(--fw-semibold);
  letter-spacing: 0.06em;
  text-transform: uppercase;
  color: var(--color-muted);
}

.allocation-bar {
  display: flex;
  gap: 2px;
  height: 10px;
  border-radius: var(--radius-pill);
  overflow: hidden;
}

.allocation-bar span {
  display: block;
  background: var(--swatch);
}

.allocation-legend {
  display: flex;
  flex-wrap: wrap;
  gap: var(--space-1) var(--space-4);
  margin-top: var(--space-3);
  padding: 0;
  list-style: none;
  font-size: var(--fs-xs);
  color: var(--color-muted);
}

.allocation-legend li {
  display: inline-flex;
  align-items: center;
  gap: 6px;
}

.allocation-legend li::before {
  content: "";
  width: 8px;
  height: 8px;
  border-radius: 2px;
  background: var(--swatch);
}

/* Segment colours are shared by the bar and its legend; widths apply to the bar only. */
.alloc-mf { --swatch: var(--color-chart-1); --share: 27.6; }
.alloc-property { --swatch: var(--color-chart-5); --share: 26.7; }
.alloc-retirement { --swatch: var(--color-chart-2); --share: 15.1; }
.alloc-bank { --swatch: var(--color-chart-3); --share: 13.8; }
.alloc-stocks { --swatch: var(--color-chart-4); --share: 12.4; }
.alloc-gold { --swatch: var(--color-chart-6); --share: 4.4; }

.allocation-bar span {
  flex: var(--share) 1 0;
}

.dp-upcoming {
  margin: 0;
  padding: 0;
  list-style: none;
  border: 1px solid var(--color-border);
  border-radius: var(--radius-md);
}

.dp-upcoming li {
  display: grid;
  grid-template-columns: auto minmax(0, 1fr) auto;
  align-items: center;
  gap: var(--space-3);
  padding: var(--space-3);
}

.dp-upcoming li + li {
  border-top: 1px solid var(--color-border);
}

.dp-upcoming__icon {
  display: grid;
  place-items: center;
  width: 2rem;
  height: 2rem;
  border-radius: var(--radius-sm);
  background: var(--color-bg-alt);
  color: var(--color-primary);
}

.dp-upcoming__icon svg {
  width: 1rem;
  height: 1rem;
}

.dp-upcoming__name {
  font-weight: var(--fw-semibold);
  line-height: 1.3;
  color: var(--color-heading);
}

.dp-upcoming__due {
  display: block;
  font-size: var(--fs-xs);
  font-weight: var(--fw-regular);
  color: var(--color-muted);
}

.dp-upcoming__amount {
  font-weight: var(--fw-semibold);
  color: var(--color-heading);
  font-variant-numeric: tabular-nums;
}

.mockup-caption {
  margin-top: var(--space-3);
  font-size: var(--fs-xs);
  text-align: center;
  color: var(--color-muted);
}

/* =========================================================
   Problem section
   ========================================================= */

.problem-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(min(100%, 15rem), 1fr));
  gap: var(--space-3);
  padding: 0;
  list-style: none;
}

.problem-item {
  display: flex;
  align-items: flex-start;
  gap: var(--space-3);
  padding: var(--space-4);
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-md);
}

.problem-item h3 {
  font-size: var(--fs-base);
}

.problem-item p {
  margin-top: 2px;
  font-size: var(--fs-sm);
  color: var(--color-muted);
}

.problem-grid--compact {
  grid-template-columns: repeat(auto-fill, minmax(min(100%, 13rem), 1fr));
}

.problem-grid--compact .problem-item {
  align-items: center;
}

.overview-callout {
  margin-top: var(--space-8);
}

/* =========================================================
   Stat cards
   ========================================================= */

.stat-card dt {
  font-size: var(--fs-sm);
  color: var(--color-muted);
}

.stat-card dd {
  margin: var(--space-1) 0 0;
  font-size: var(--fs-xl);
  font-weight: var(--fw-bold);
  letter-spacing: -0.02em;
  color: var(--color-heading);
  font-variant-numeric: tabular-nums;
}

.stat-card .stat-card__positive {
  color: var(--color-positive);
}

/* =========================================================
   Feature cards
   ========================================================= */

.feature-card {
  display: flex;
  flex-direction: column;
}

.feature-card .icon-badge {
  margin-bottom: var(--space-2);
}

.feature-card .card__footer {
  margin-top: auto;
  padding-top: var(--space-4);
}

.feature-card--wide {
  display: grid;
  gap: var(--space-6);
  align-items: center;
  background: var(--color-dark);
  border-color: var(--color-dark);
  color: var(--color-on-dark);
}

.feature-card--wide h3 {
  color: #fff;
}

.feature-card--wide p {
  color: var(--color-on-dark-muted);
}

.feature-card--wide .link-arrow {
  color: #8fd1bf;
}

.feature-card--wide .chip-list li {
  background: var(--color-dark-raised);
  border-color: var(--color-dark-border);
  color: #fff;
}

/* =========================================================
   Steps
   ========================================================= */

.steps {
  display: grid;
  gap: var(--space-4);
  padding: 0;
  list-style: none;
}

.step {
  padding: var(--space-6);
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
}

.step__number {
  display: inline-grid;
  place-items: center;
  width: 2.25rem;
  height: 2.25rem;
  margin-bottom: var(--space-4);
  border-radius: 50%;
  background: var(--color-primary);
  color: #fff;
  font-weight: var(--fw-bold);
}

.step h3 {
  margin-bottom: var(--space-2);
}

.step p {
  color: var(--color-muted);
}

/* =========================================================
   WhatsApp phone mockup
   ========================================================= */

.phone {
  width: min(100%, 22rem);
  margin: 0 auto;
  padding: 0.625rem;
  background: var(--color-ink-900);
  border-radius: 2.25rem;
  box-shadow: var(--shadow-lg);
}

.phone__screen {
  overflow: hidden;
  background: var(--color-chat-bg);
  border-radius: 1.75rem;
}

.chat-header {
  display: flex;
  align-items: center;
  gap: var(--space-3);
  padding: var(--space-5) var(--space-4) var(--space-3);
  background: var(--color-chat-header);
  color: #fff;
}

.chat-header__avatar {
  display: grid;
  place-items: center;
  width: 2.25rem;
  height: 2.25rem;
  border-radius: 50%;
  background: #fff;
}

.chat-header__avatar svg {
  width: 1.5rem;
  height: 1.5rem;
}

.chat-header__name {
  font-weight: var(--fw-semibold);
  line-height: 1.2;
}

.chat-header__status {
  font-size: var(--fs-xs);
  color: #d4e9e3;
}

.chat-body {
  display: flex;
  flex-direction: column;
  gap: var(--space-3);
  min-height: 21rem;
  padding: var(--space-5) var(--space-4) var(--space-6);
}

.chat-day {
  align-self: center;
  padding: 0.125rem 0.625rem;
  background: rgba(255, 255, 255, 0.85);
  border-radius: var(--radius-sm);
  font-size: var(--fs-xs);
  color: var(--color-muted);
}

.chat-bubble {
  position: relative;
  max-width: 88%;
  padding: var(--space-3) var(--space-4) var(--space-6);
  background: var(--color-chat-bubble);
  border-radius: 12px 12px 12px 4px;
  box-shadow: var(--shadow-xs);
  font-size: var(--fs-sm);
  line-height: 1.5;
  color: var(--color-ink-900);
}

.chat-bubble p + p {
  margin-top: var(--space-2);
}

.chat-bubble__title {
  font-weight: var(--fw-bold);
}

.chat-bubble__time {
  position: absolute;
  right: var(--space-3);
  bottom: var(--space-1);
  font-size: 0.6875rem;
  color: var(--color-muted);
}

/* =========================================================
   Net worth equation
   ========================================================= */

.equation {
  display: grid;
  gap: var(--space-3);
  align-items: stretch;
}

.ledger {
  display: flex;
  flex-direction: column;
  padding: var(--space-6);
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-xs);
}

.ledger__title {
  display: flex;
  align-items: center;
  gap: var(--space-3);
  margin-bottom: var(--space-4);
}

.ledger__list {
  flex: 1;
  margin: 0;
}

.ledger__row {
  display: flex;
  justify-content: space-between;
  gap: var(--space-4);
  padding-block: var(--space-2);
  border-bottom: 1px dashed var(--color-border);
  font-size: var(--fs-sm);
}

.ledger__row dd {
  margin: 0;
  font-weight: var(--fw-semibold);
  color: var(--color-heading);
  font-variant-numeric: tabular-nums;
  white-space: nowrap;
}

.ledger__total {
  display: flex;
  justify-content: space-between;
  gap: var(--space-4);
  margin-top: var(--space-4);
  padding-top: var(--space-3);
  border-top: 2px solid var(--color-ink-900);
  font-weight: var(--fw-bold);
  color: var(--color-heading);
}

.ledger__total span:last-child {
  font-variant-numeric: tabular-nums;
}

.ledger--assets .ledger__total span:last-child {
  color: var(--color-positive);
}

.ledger--liabilities .ledger__total span:last-child {
  color: var(--color-negative);
}

.ledger--result {
  justify-content: center;
  background: var(--color-dark);
  border-color: var(--color-dark);
  color: var(--color-on-dark);
}

.ledger--result .ledger__title h3 {
  color: #fff;
}

.ledger__value {
  font-size: var(--fs-2xl);
  font-weight: var(--fw-bold);
  letter-spacing: -0.02em;
  line-height: 1.1;
  color: #fff;
  font-variant-numeric: tabular-nums;
}

.ledger__formula {
  margin-top: var(--space-3);
  font-size: var(--fs-sm);
  color: var(--color-on-dark-muted);
}

.equation__operator {
  display: grid;
  place-items: center;
  font-size: 2rem;
  font-weight: 300;
  line-height: 1;
  color: var(--color-muted);
}

/* =========================================================
   AI chat mockup
   ========================================================= */

.ai-chat {
  width: 100%;
  max-width: 32rem;
  margin: 0 auto;
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-xl);
  box-shadow: var(--shadow-lg);
  overflow: hidden;
}

.ai-chat__header {
  display: flex;
  align-items: center;
  gap: var(--space-3);
  padding: var(--space-4) var(--space-5);
  border-bottom: 1px solid var(--color-border);
  font-weight: var(--fw-semibold);
  color: var(--color-heading);
}

.ai-chat__messages {
  display: flex;
  flex-direction: column;
  gap: var(--space-4);
  padding: var(--space-5);
}

.ai-message {
  max-width: 90%;
  padding: var(--space-3) var(--space-4);
  border-radius: var(--radius-lg);
  font-size: var(--fs-sm);
}

.ai-message--user {
  align-self: flex-end;
  background: var(--color-primary);
  border-bottom-right-radius: 4px;
  color: #fff;
}

.ai-message--assistant {
  align-self: flex-start;
  width: 90%;
  background: var(--color-bg-alt);
  border-bottom-left-radius: 4px;
  color: var(--color-ink-900);
}

.ai-message__author {
  margin-bottom: 2px;
  font-size: var(--fs-xs);
  font-weight: var(--fw-semibold);
  color: var(--color-muted);
}

.ai-message--user .ai-message__author {
  color: #d4ece5;
}

.ai-message__list {
  margin: var(--space-2) 0;
  padding: 0;
  list-style: none;
}

.ai-message__list li {
  display: flex;
  justify-content: space-between;
  gap: var(--space-4);
  padding-block: var(--space-2);
  border-bottom: 1px solid var(--color-border);
}

.ai-message__list li span:last-child {
  font-weight: var(--fw-semibold);
  font-variant-numeric: tabular-nums;
  white-space: nowrap;
}

.ai-message__note {
  margin-top: var(--space-2);
  font-size: var(--fs-xs);
  color: var(--color-muted);
}

.ai-chat__input {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: var(--space-3);
  margin: 0 var(--space-5) var(--space-5);
  padding: var(--space-3) var(--space-3) var(--space-3) var(--space-4);
  border: 1px solid var(--color-border-strong);
  border-radius: var(--radius-pill);
  font-size: var(--fs-sm);
  color: var(--color-muted);
}

.ai-chat__send {
  display: grid;
  place-items: center;
  width: 2rem;
  height: 2rem;
  border-radius: 50%;
  background: var(--color-primary);
  color: #fff;
}

.ai-chat__send svg {
  width: 1rem;
  height: 1rem;
}

/* =========================================================
   Security & trust
   ========================================================= */

.trust-statement {
  display: flex;
  align-items: center;
  gap: var(--space-4);
  margin-bottom: var(--space-8);
  padding: var(--space-5) var(--space-6);
  background: #fff;
  border-radius: var(--radius-lg);
  color: var(--color-ink-900);
}

.trust-statement p {
  font-size: var(--fs-lg);
  font-weight: var(--fw-bold);
  line-height: var(--lh-snug);
  letter-spacing: -0.01em;
  color: var(--color-ink-900);
}

.trust-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(min(100%, 16rem), 1fr));
  gap: var(--space-4);
  padding: 0;
  list-style: none;
}

.trust-item {
  padding: var(--space-6);
  background: var(--color-dark-raised);
  border: 1px solid var(--color-dark-border);
  border-radius: var(--radius-lg);
}

.trust-item h3 {
  margin: var(--space-4) 0 var(--space-2);
  font-size: var(--fs-base);
  color: #fff;
}

.trust-item p {
  font-size: var(--fs-sm);
  color: var(--color-on-dark-muted);
}

.trust-note {
  margin-top: var(--space-8);
  font-size: var(--fs-sm);
  color: var(--color-on-dark-muted);
}

/* Light-background variant used on inner pages */
.trust-grid--light .trust-item {
  background: var(--color-surface);
  border-color: var(--color-border);
}

.trust-grid--light .trust-item h3 {
  color: var(--color-heading);
}

.trust-grid--light .trust-item p {
  color: var(--color-muted);
}

/* =========================================================
   Pricing
   ========================================================= */

.billing-toggle {
  display: inline-flex;
  gap: 2px;
  margin: 0 0 var(--space-8);
  padding: 4px;
  min-width: 0;
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-pill);
}

.billing-toggle__input {
  position: absolute;
  width: 1px;
  height: 1px;
  opacity: 0;
}

.billing-toggle__option {
  display: inline-flex;
  align-items: center;
  gap: var(--space-2);
  padding: 0.5rem 1rem;
  border-radius: var(--radius-pill);
  font-size: var(--fs-sm);
  font-weight: var(--fw-semibold);
  color: var(--color-muted);
  cursor: pointer;
  transition: background-color var(--transition-fast), color var(--transition-fast);
}

.billing-toggle__input:checked + .billing-toggle__option {
  background: var(--color-ink-900);
  color: #fff;
}

.billing-toggle__input:checked + .billing-toggle__option .badge {
  background: rgba(255, 255, 255, 0.16);
  color: #fff;
}

.billing-toggle__input:focus-visible + .billing-toggle__option {
  outline: 3px solid var(--color-focus);
  outline-offset: 2px;
}

.pricing {
  text-align: center;
}

.pricing-grid {
  display: grid;
  gap: var(--space-6);
  max-width: 56rem;
  margin-inline: auto;
  text-align: left;
}

.price-card {
  position: relative;
  display: flex;
  flex-direction: column;
  padding: var(--space-8) var(--space-6);
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-xl);
  box-shadow: var(--shadow-xs);
}

.price-card--featured {
  border: 2px solid var(--color-primary);
  box-shadow: var(--shadow-md);
}

.price-card__badge {
  position: absolute;
  top: -0.8rem;
  left: var(--space-6);
}

.price-card__name {
  font-size: var(--fs-xl);
}

.price-card__desc {
  margin-top: var(--space-2);
  color: var(--color-muted);
}

.price {
  display: flex;
  align-items: baseline;
  flex-wrap: wrap;
  gap: var(--space-1);
  margin-top: var(--space-6);
}

.price__amount {
  font-size: 2.75rem;
  font-weight: var(--fw-bold);
  line-height: 1;
  letter-spacing: -0.03em;
  color: var(--color-heading);
  font-variant-numeric: tabular-nums;
}

.price__period {
  font-weight: var(--fw-medium);
  color: var(--color-muted);
}

.price-note {
  margin-top: var(--space-2);
  font-size: var(--fs-sm);
  color: var(--color-muted);
}

.price-card .check-list {
  flex: 1;
  margin: var(--space-6) 0 var(--space-8);
}

.pricing [data-billing="monthly"] {
  display: none;
}

.pricing:has(#billing-monthly:checked) [data-billing="monthly"] {
  display: block;
}

.pricing:has(#billing-monthly:checked) [data-billing="yearly"] {
  display: none;
}

.pricing__footnote {
  margin-top: var(--space-8);
  font-weight: var(--fw-semibold);
  color: var(--color-heading);
}

.comparison-table .yes,
.comparison-table .no {
  display: inline-flex;
  align-items: center;
  gap: var(--space-1);
}

.comparison-table .yes svg {
  width: 1.125rem;
  height: 1.125rem;
  color: var(--color-primary);
}

.comparison-table .no {
  color: var(--color-ink-300);
}

/* =========================================================
   FAQ accordion (native <details>)
   ========================================================= */

.faq-list {
  border-top: 1px solid var(--color-border);
}

.faq-item {
  border-bottom: 1px solid var(--color-border);
}

.faq-item summary {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: var(--space-4);
  padding: var(--space-5) 0;
  font-size: var(--fs-md);
  font-weight: var(--fw-semibold);
  line-height: var(--lh-snug);
  color: var(--color-heading);
  list-style: none;
  cursor: pointer;
}

.faq-item summary::-webkit-details-marker {
  display: none;
}

.faq-item summary::after {
  content: "+";
  display: grid;
  place-items: center;
  flex-shrink: 0;
  width: 1.75rem;
  height: 1.75rem;
  border-radius: 50%;
  background: var(--color-bg-alt);
  font-size: 1.25rem;
  font-weight: var(--fw-regular);
  line-height: 1;
  color: var(--color-primary);
  transition: transform var(--transition-base);
}

.faq-item[open] summary::after {
  transform: rotate(45deg);
}

.faq-item summary:hover {
  color: var(--color-primary);
}

.faq-item__answer {
  max-width: 50rem;
  padding-bottom: var(--space-6);
}

.faq-item__answer > * + * {
  margin-top: var(--space-3);
}

.faq-group + .faq-group {
  margin-top: var(--space-12);
}

.faq-group h2 {
  margin-bottom: var(--space-4);
  font-size: var(--fs-xl);
}

/* =========================================================
   CTA band
   ========================================================= */

.cta-band {
  padding: var(--space-12) var(--space-6);
  background: var(--color-primary);
  border-radius: var(--radius-xl);
  color: #fff;
  text-align: center;
}

.cta-band h2 {
  max-width: 40rem;
  margin-inline: auto;
  color: #fff;
}

.cta-band p {
  max-width: 36rem;
  margin: var(--space-4) auto 0;
  font-size: var(--fs-md);
  color: #dcefe9;
}

.cta-band__actions {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: var(--space-3);
  margin-top: var(--space-8);
}

/* =========================================================
   Forms
   ========================================================= */

.form {
  display: grid;
  gap: var(--space-5);
}

.form-field {
  display: grid;
  gap: var(--space-2);
}

.form-label {
  font-size: var(--fs-sm);
  font-weight: var(--fw-semibold);
  color: var(--color-heading);
}

.form-hint {
  font-size: var(--fs-xs);
  color: var(--color-muted);
}

.form-input {
  width: 100%;
  min-height: 2.875rem;
  padding: 0.625rem 0.875rem;
  background: var(--color-surface);
  border: 1px solid var(--color-input-border);
  border-radius: var(--radius-md);
  color: var(--color-ink-900);
  transition: border-color var(--transition-fast), box-shadow var(--transition-fast);
}

.form-input:hover {
  border-color: var(--color-ink-500);
}

.form-input:focus {
  outline: none;
  border-color: var(--color-primary);
  box-shadow: 0 0 0 3px rgba(15, 110, 92, 0.3);
}

textarea.form-input {
  min-height: 9rem;
  resize: vertical;
}

select.form-input {
  appearance: none;
  padding-right: 2.5rem;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%2352606d' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='m6 9 6 6 6-6'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 0.75rem center;
  background-size: 1.125rem;
}

.form-input[aria-invalid="true"] {
  border-color: var(--color-negative);
}

.form-error {
  font-size: var(--fs-xs);
  font-weight: var(--fw-medium);
  color: var(--color-negative);
}

.form-status {
  padding: var(--space-4);
  background: var(--color-primary-soft);
  border-radius: var(--radius-md);
  font-weight: var(--fw-medium);
  color: var(--color-ink-900);
}

.form-status--error {
  background: var(--color-negative-soft);
}

.input-prefix {
  position: relative;
}

.input-prefix__symbol {
  position: absolute;
  left: 0.875rem;
  top: 50%;
  transform: translateY(-50%);
  color: var(--color-muted);
  pointer-events: none;
}

.input-prefix .form-input {
  padding-left: 2rem;
  font-variant-numeric: tabular-nums;
}

/* =========================================================
   Net worth calculator
   ========================================================= */

.calculator {
  display: grid;
  gap: var(--space-6);
  align-items: start;
}

.calculator__inputs {
  display: grid;
  gap: var(--space-6);
}

.calculator fieldset {
  min-width: 0;
  margin: 0;
  padding: var(--space-6);
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
}

.calculator legend {
  float: left;
  width: 100%;
  margin-bottom: var(--space-5);
  font-size: var(--fs-lg);
  font-weight: var(--fw-bold);
  color: var(--color-heading);
}

.calculator__fields {
  clear: both;
  display: grid;
  gap: var(--space-4);
}

.calculator__result {
  padding: var(--space-6);
  background: var(--color-dark);
  border-radius: var(--radius-lg);
  color: var(--color-on-dark);
}

.calculator__result h3 {
  color: #fff;
}

.result-list {
  margin: var(--space-4) 0 0;
}

.result-row {
  display: flex;
  justify-content: space-between;
  gap: var(--space-4);
  padding-block: var(--space-3);
  border-bottom: 1px solid var(--color-dark-border);
}

.result-row dd {
  margin: 0;
  font-weight: var(--fw-semibold);
  color: #fff;
  font-variant-numeric: tabular-nums;
}

.result-row--total {
  flex-direction: column;
  gap: var(--space-1);
  border-bottom: 0;
  padding-top: var(--space-5);
}

.result-row--total dd {
  font-size: var(--fs-2xl);
  font-weight: var(--fw-bold);
  letter-spacing: -0.02em;
}

.result-row--total dd.is-negative {
  color: #f1a39c;
}

.calculator__note {
  margin-top: var(--space-4);
  font-size: var(--fs-xs);
  color: var(--color-on-dark-muted);
}

/* =========================================================
   Tables
   ========================================================= */

.table-wrap {
  overflow-x: auto;
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-md);
}

.data-table {
  width: 100%;
  min-width: 30rem;
  font-size: var(--fs-sm);
  line-height: 1.5;
}

.data-table caption {
  padding: var(--space-3) var(--space-4);
  font-weight: var(--fw-semibold);
  text-align: left;
  color: var(--color-heading);
  border-bottom: 1px solid var(--color-border);
}

.data-table th,
.data-table td {
  padding: var(--space-3) var(--space-4);
  text-align: left;
  vertical-align: top;
  border-bottom: 1px solid var(--color-border);
}

.data-table thead th {
  background: var(--color-bg-alt);
  font-weight: var(--fw-semibold);
  color: var(--color-heading);
}

.data-table tbody th {
  font-weight: var(--fw-medium);
  color: var(--color-heading);
}

.data-table .num {
  text-align: right;
}

.data-table tbody tr:last-child > * {
  border-bottom: 0;
}

.data-table tfoot th,
.data-table tfoot td {
  font-weight: var(--fw-bold);
  color: var(--color-heading);
  background: var(--color-bg);
  border-top: 2px solid var(--color-border-strong);
  border-bottom: 0;
}

/* =========================================================
   Long-form prose (articles, legal pages)
   ========================================================= */

.prose {
  font-size: 1.0625rem;
  line-height: 1.75;
}

.prose > * + * {
  margin-top: 1.25em;
}

.prose h2 {
  margin-top: 2.25em;
  font-size: var(--fs-xl);
  line-height: var(--lh-snug);
}

.prose h3 {
  margin-top: 1.75em;
  font-size: var(--fs-lg);
}

.prose h2 + *,
.prose h3 + * {
  margin-top: 0.75em;
}

.prose li + li {
  margin-top: 0.5em;
}

.prose li > ul,
.prose li > ol {
  margin-top: 0.5em;
}

.prose .table-wrap,
.prose .callout {
  font-size: var(--fs-base);
  line-height: var(--lh-body);
}

.formula {
  padding: var(--space-5);
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-left: 4px solid var(--color-primary);
  border-radius: var(--radius-md);
  font-size: var(--fs-lg);
  font-weight: var(--fw-bold);
  text-align: center;
  color: var(--color-heading);
}

/* =========================================================
   Blog
   ========================================================= */

.post-grid {
  display: grid;
  gap: var(--space-5);
}

.post-card {
  position: relative;
  display: flex;
  flex-direction: column;
  overflow: hidden;
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  transition: border-color var(--transition-base), box-shadow var(--transition-base);
}

.post-card:hover,
.post-card:focus-within {
  border-color: var(--color-border-strong);
  box-shadow: var(--shadow-md);
}

.post-card__cover {
  display: grid;
  place-items: center;
  aspect-ratio: 16 / 7;
  background: var(--color-primary-soft);
  color: var(--color-primary);
}

.post-card__cover svg {
  width: 2.75rem;
  height: 2.75rem;
}

.post-card__cover--accent {
  background: var(--color-accent-soft);
  color: var(--color-accent);
}

.post-card__cover--dark {
  background: var(--color-dark);
  color: #8fd1bf;
}

.post-card__body {
  display: flex;
  flex: 1;
  flex-direction: column;
  gap: var(--space-3);
  padding: var(--space-6);
}

.post-card__title {
  font-size: var(--fs-lg);
}

.post-card__title a {
  color: var(--color-heading);
  text-decoration: none;
}

.post-card__title a::after {
  content: "";
  position: absolute;
  inset: 0;
}

.post-card__title a:hover {
  color: var(--color-primary);
}

.post-card__excerpt {
  color: var(--color-muted);
}

.post-card__meta {
  margin-top: auto;
  padding-top: var(--space-2);
  font-size: var(--fs-xs);
  color: var(--color-muted);
}

.article-header {
  max-width: 48rem;
}

.article-header > * + * {
  margin-top: var(--space-5);
}

.article-meta {
  display: flex;
  flex-wrap: wrap;
  gap: var(--space-1) var(--space-4);
  font-size: var(--fs-sm);
  color: var(--color-muted);
}

.article-layout {
  display: grid;
  gap: var(--space-8);
  align-items: start;
}

.article-body {
  min-width: 0;
  max-width: 44rem;
}

.toc {
  padding: var(--space-5);
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  font-size: var(--fs-sm);
}

.toc__title {
  margin-bottom: var(--space-3);
  font-size: var(--fs-sm);
  font-weight: var(--fw-semibold);
  color: var(--color-heading);
}

.toc ol {
  padding-left: 1.1em;
}

.toc li + li {
  margin-top: var(--space-2);
}

.toc a {
  color: var(--color-text);
  text-decoration: none;
}

.toc a:hover {
  color: var(--color-primary);
  text-decoration: underline;
}

.article-disclaimer {
  margin-top: var(--space-10);
  padding-top: var(--space-5);
  border-top: 1px solid var(--color-border);
  font-size: var(--fs-sm);
  color: var(--color-muted);
}

/* =========================================================
   Footer social placeholders
   ========================================================= */

.social-list {
  display: flex;
  gap: var(--space-2);
  margin-top: var(--space-5);
  padding: 0;
  list-style: none;
}

.social-link {
  display: grid;
  place-items: center;
  width: 2.25rem;
  height: 2.25rem;
  border: 1px solid var(--color-border);
  border-radius: 50%;
  color: var(--color-muted);
}

.social-link svg {
  width: 1rem;
  height: 1rem;
}

.social-link[href]:hover {
  border-color: var(--color-primary);
  color: var(--color-primary);
}

.social-link[aria-disabled="true"] {
  opacity: 0.6;
}

/* =========================================================
   Navigation
   ========================================================= */

.nav-toggle {
  display: inline-grid;
  place-items: center;
  width: 2.75rem;
  height: 2.75rem;
  margin-right: -0.5rem;
  border-radius: var(--radius-md);
  color: var(--color-ink-900);
}

.nav-toggle:hover {
  background: var(--color-bg-alt);
  color: var(--color-ink-900);
}

.nav-toggle svg {
  width: 1.5rem;
  height: 1.5rem;
}

.nav-toggle__close,
.nav-toggle[aria-expanded="true"] .nav-toggle__open {
  display: none;
}

.nav-toggle[aria-expanded="true"] .nav-toggle__close {
  display: block;
}

.header-actions__signup {
  display: none;
}

.site-nav {
  display: none;
  position: fixed;
  inset: var(--header-height) 0 0 0;
  z-index: 40;
  overflow-y: auto;
  padding: var(--space-2) var(--container-gutter) var(--space-10);
  background: var(--color-surface);
  border-top: 1px solid var(--color-border);
}

.site-header.is-open .site-nav {
  display: block;
}

.nav-list {
  padding: 0;
  list-style: none;
}

.nav-list > li {
  border-bottom: 1px solid var(--color-border);
}

.nav-link {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: var(--space-1);
  width: 100%;
  padding: var(--space-4) var(--space-1);
  font-size: var(--fs-md);
  font-weight: var(--fw-semibold);
  color: var(--color-ink-900);
  text-decoration: none;
}

.nav-link:hover {
  color: var(--color-primary);
}

.nav-link[aria-current="page"],
.nav-link.is-active {
  color: var(--color-primary);
}

.nav-dropdown__toggle svg {
  width: 1rem;
  height: 1rem;
  transition: transform var(--transition-fast);
}

.nav-dropdown__toggle[aria-expanded="true"] svg {
  transform: rotate(180deg);
}

.nav-dropdown {
  display: none;
  padding: 0 0 var(--space-3) var(--space-4);
  list-style: none;
}

.nav-dropdown__toggle[aria-expanded="true"] + .nav-dropdown {
  display: block;
}

.nav-dropdown a {
  display: block;
  padding: var(--space-2) var(--space-1);
  font-weight: var(--fw-medium);
  color: var(--color-text);
  text-decoration: none;
}

.nav-dropdown a:hover,
.nav-dropdown a[aria-current="page"] {
  color: var(--color-primary);
}

.site-nav__actions {
  display: grid;
  gap: var(--space-3);
  margin-top: var(--space-6);
}

/* =========================================================
   Misc
   ========================================================= */

.legal-notice {
  margin-bottom: var(--space-10);
}

.error-page {
  padding-block: var(--section-space);
  text-align: center;
}

.error-page__code {
  font-size: var(--fs-sm);
  font-weight: var(--fw-semibold);
  letter-spacing: 0.1em;
  color: var(--color-primary);
}

.error-page .cluster {
  justify-content: center;
  margin-top: var(--space-8);
}

.link-grid {
  display: grid;
  gap: var(--space-3);
  max-width: 40rem;
  margin: var(--space-10) auto 0;
  padding: 0;
  list-style: none;
  text-align: left;
}

.link-grid a {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: var(--space-4) var(--space-5);
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-md);
  font-weight: var(--fw-semibold);
  text-decoration: none;
}

.link-grid a:hover {
  border-color: var(--color-primary);
}

.link-grid svg {
  width: 1rem;
  height: 1rem;
}