Payments & due dates
- What payments are due this week?
- Which insurance premium is due next?
- What's overdue right now?
AI assistant
An AI personal finance assistant that knows your records — and only your records.
Ask Finotop about your own finances in plain language. What's due this week? How much is invested in mutual funds? When does the SBI FD mature? The assistant answers from the information you've saved in Finotop.
Ask Finotop
Questions you can ask about your own finances
Instead of opening several apps to answer one question, ask your AI financial organizer.
Investments & savings
- How much do I have invested?
- How much is in mutual funds?
- When does my SBI FD mature?
Net worth & debt
- What is my current net worth?
- How much debt do I currently have?
- Show my asset allocation.
How the Finotop AI assistant works
The assistant is built around one principle: it should never invent anything about your money.
You ask a question
Type a question about your accounts, investments, liabilities or reminders.
Finotop gathers the relevant records
Only the information needed for that question is selected from your own Finotop account.
The AI summarizes and calculates
It adds up totals, compares values and puts the answer into plain language.
You get a clear answer
If the information isn't in Finotop, the assistant tells you so instead of guessing.
Designed to be useful, honest and private
Answers from your data only
Responses are based on the accounts, values and reminders you store in Finotop. The assistant won't make up balances, returns, dates or transactions.
Minimum data, per question
Only the records relevant to your question are used to answer it, and your records are never available to other users.
No access to your bank
The assistant cannot see or act on your bank, broker or card accounts. It works only with what you've recorded.
Not investment advice
The assistant organizes and explains your information. It doesn't recommend investments or provide regulated financial advice.
What the assistant can and can't do today
Clear expectations make an AI tool more trustworthy. Here's where the Finotop assistant stands.
Because answers depend on your entries, the most useful habit is keeping values and reminders up to date. As with any AI tool, check important figures against your records before acting on them.
It can
- Total your assets, liabilities and net worth
- List upcoming and overdue reminders
- Break down holdings by type, such as mutual funds or FDs
- Find a specific account, policy or maturity date
It can't
- Fetch live market prices or bank balances
- Read the contents of documents in your vault
- Recommend what to buy, sell or invest in
- Move money or make payments
AI assistant questions
Where does the Finotop AI assistant get its answers?
Only from information you have stored in Finotop, such as your accounts, their current values, liabilities and reminders. If Finotop doesn't have the information needed, the assistant says so instead of guessing.
Can the AI assistant tell me what to invest in?
No. The assistant is designed to summarize, organize and calculate your own records. It does not recommend investments or provide regulated financial advice.
Can the AI assistant access my bank or broker account?
No. The assistant cannot see your bank, broker or card accounts. It only works with what you have recorded in Finotop.
How accurate are the AI assistant's answers?
Answers are based on your latest entries, so they're as current as the values you've recorded. Like any AI tool it can occasionally make mistakes, so double-check important figures against your records before acting on them.
Which plan includes the AI assistant?
The AI assistant is included in Finotop Plus, at ₹99 per month or ₹999 per year.
Stop managing your financial life from memory.
Bring your accounts, investments, payments, documents and reminders together with Finotop.