Bank accounts & deposits
Savings, salary and current accounts, NRE/NRO accounts and fixed deposits with their maturity dates.
Features
A personal finance organizer that keeps everything in one place.
Finotop brings your accounts, investments, loans, insurance, documents and due dates into a single, calm view. Here's everything it does — and what it deliberately doesn't.
Financial dashboard
See your assets, liabilities and important financial information from one place.
Your dashboard answers the questions you'd otherwise piece together from bank apps, broker portals and email: how much you have, how much you owe, how it's spread across asset types and what needs paying next.
- Net worth, total assets and total liabilities at a glance
- Asset allocation across mutual funds, stocks, deposits, retirement savings, gold and property
- Upcoming payments and due dates in one list
- Recently added accounts, so you can see what's been updated
Good evening
Sample data- Your Net Worth
- ₹38,60,000
- +4.2% this month
- Assets
- ₹45,00,000
- Liabilities
- ₹6,40,000
- Investments
- ₹24,80,000
- Upcoming payments
- ₹84,450
Asset allocation
- Mutual funds 28%
- Property 27%
- PPF, NPS & EPF 15%
- Bank & FDs 14%
- Stocks 12%
- Gold 4%
Upcoming
- HDFC Credit CardDue 18 Sep ₹18,450
- Home Loan EMIDue 5 Oct ₹42,000
- LIC PremiumDue 12 Oct ₹24,000
Investment and account tracking
Record everything you own and owe, whichever bank, broker or platform it sits with. Each item has a current value you control, so your totals always reflect your latest update.
Mutual funds & stocks
Funds and folios across platforms, ETFs and shares held with different brokers — side by side.
PPF, NPS & EPF
Long-term retirement savings that are easy to forget but essential to an accurate net worth.
Gold & property
Physical gold, gold funds and property at a realistic current value you choose.
Insurance policies
Health, term, life and motor policies with premium amounts and renewal dates.
Loans & credit cards
Home, car and personal loans, EMIs and credit card balances recorded as liabilities.
Net worth tracking
Track bank balances, investments, property, gold and liabilities without maintaining a spreadsheet.
Finotop calculates your net worth as total assets minus total liabilities, using the values you've recorded. Update a balance, pay down a loan or add a new SIP and the picture updates with it.
- Total assets
- ₹45,00,000
- Total liabilities
- ₹6,40,000
- Net worth
- ₹38,60,000
- Change this month
- +4.2%
Bill, EMI and WhatsApp reminders
Never forget credit card payments, EMIs, insurance premiums or recurring bills.
Create a reminder once and choose how often it repeats: one-time, monthly, quarterly, half-yearly or yearly. Reminders appear in your Finotop account, and with Finotop Plus they can also arrive on WhatsApp.
- Credit card bills
- Loan EMIs
- Insurance premiums
- SIP dates
- FD maturities
- Tax payments
- Rent & school fees
- Subscriptions
Finotop
Financial reminders
Today
Reminder
Your HDFC credit card payment of ₹18,450 is due tomorrow.
Due: 18 September
9:00 AMMaturity alert
Your SBI fixed deposit of ₹3,00,000 matures on 2 October.
9:01 AMFinancial document vault
Keep important financial documents organized securely, next to the accounts they belong to.
Upload policies, statements, property papers and tax documents, sort them by category and link each one to the related account. When you need a document for a claim, a loan or tax filing, it's where you expect it to be.
- Insurance policies
- Bank statements
- Property documents
- Tax documents
- Investment statements
- Loan documents
AI financial assistant
Ask questions about your own Finotop records and get clear, plain-language answers.
The assistant can total, summarize and compare the information you've saved — like what's due this week or how much you hold in mutual funds. It only uses your Finotop data and doesn't give investment advice.
Ask Finotop
What Finotop is not
Being clear about scope is part of being trustworthy.
Not a bank or payment app
Finotop doesn't hold money, pay bills or move funds. You keep paying through your usual bank and apps.
Not an investment adviser
Finotop doesn't recommend what to buy or sell. It organizes and summarizes the information you give it.
Not connected to your bank
There are no automatic bank or broker connections, so there is never a need to share banking credentials.
Stop managing your financial life from memory.
Bring your accounts, investments, payments, documents and reminders together with Finotop.